Real Estate Business: Buyer's Requirements

Real Estate Business: Buyer's Requirements

PAG-IBIG LOAN

If Employed or Self-employed

* Community Tax Certificate

* Proof of Billing (original)

* T.I.N. (Tax ID Number)

* Latest pay slip of borrower and spouse (original)

* 2 pcs HDMF Premium Contribution Certificate (original)

* Marriage Contract or Birth Certificate (Photocopy)

* W2 BIR form (photocopy)

* 2 pcs Notarized Certificate of Employment with Compensation (original)

* Post dated checks for down payment

* 24 month Pag-ibig contribution for members. For non-members, pay 24 months contribution upon reservation

If OCW:

All of the above plus the following:

* 3 pcs Notarized Special Power of Attorney (SPA)

* Income Tax Return and W2 confirmation receipt for the last 2 years immediately preceeding date of loan application

* Notarized Employment Contract and Employer's Certificate of Income duly certified by employer.

Note: All original

BANK LOAN ( General requirements of most banks, for specific, contact bank concerned.)

If in the Philippines

* Income Tax Return (latest)

* Certificate of employment with compensation

* Business Permit (if self-employed)

* Community Tax Certificate

* T.I.N. (Tax identification Number)

* Bank Statement (for the last 6 months)

* Marriage Certificate (if married) (Photocopoy)

* Proof of Billing

* Post Dated Checks

Note: All original except marriage certificate, Business Permit, Community Tax Certificate.

If Borrower is permanently abroad

* Federal Income Tax Return (latest)

* Bank Statement (for the last 6 months)

* Special Power of Atty. (SPA) (consul authenticated)

* Certificate of Employment with compensation (consul authenticated)

* Proof of remittance

* Business Permit (if self employed)

* Marriage Certificate (if married)

* Post Dated Checks

(Note: All original except marriage certificate)

Note: In-house financing requirements is similar to bank financing. For specific requirements, it is advised to take note of these requirements per Developer.

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